What Are Medigap Plans?
Medigap plans are standardized by Medicare and regulated by state laws and insurance commissioners. You pay a monthly premium for Medigap. Costs and availability of Medigap plans vary depending on several factors including your age and gender, the insurer, and your state of residence.
Medicare Supplement Insurance has you covered
A variety of plans to choose
There are many different Medicare Supplement Insurance plans, so it’s important to understand what each plan covers and how federal law affects your eligibility.
Moving
Your coverage can’t be changed or canceled when you move anywhere within the United States, as long as you pay your premiums on time.
Traveling
You’ll find plans that cover emergency care when you’re out of the country.
Want to choose your doctor
You can see any doctor who accepts Medicare patients. There are no network restrictions.
What it covers
Medicare supplement insurance fills in the gaps between what original Medicare pays and what you must pay out-of-pocket for deductibles, coinsurance, and copayments.
Eligibility checklist
Have Medicare Parts A and B (and continue to pay your Part B premium)
When to Sign Up
In general, you will get the best price for Medicare Supplement Insurance if you purchase a plan as soon as you are eligible for Medicare and enrolled in Parts A and B.